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Readers sound off on a proposed consumer protection rule, back to school and ICE raids in Mississippi

2019-08-14

Giving debt collectors free rein. (artisteer/Getty Images/iStockphoto)
Feds leaves consumers exposed

Manhattan: Earlier this year, the federal Consumer Financial Protection Bureau sued major New York debt collection law firms for churning out lawsuits against consumers without thoroughly reviewing the relevant documents. Hundreds of thousands of New York consumers were forced into court over debts they either did not owe or that were for the wrong amount.

Unfortunately, a recently proposed rule by the CFPB will make it harder to hold debt collectors accountable for such practices in the future.

The proposed debt collection rule fails to ensure that debt collection attorneys are required to review account-level documentation before suing. Instead, the rule will offer a way for debt collectors to escape liability when they fail to properly review account documents before filing lawsuits.

If the CFPB’s proposed debt collection rule goes into effect, millions of New Yorkers will be left more vulnerable than ever to harassment and abuse by debt collection attorneys. The CFPB must revise its proposal before more New Yorkers are unjustly dragged into court. Clark A. Binkley, National Association of Consumer Advocates

Bad apples

Brooklyn: Let’s be honest: the NYPD officers doused in water are lucky to be alive. Millions of Americans secretly smile when police are killed because they have had bad experiences with bad cops. No one can dispute the endless stream of police corruption scandals. Even with cameras filming them, many cops act like thugs. We must unite to get rid of bad cops. I agree that there is a war on police but it’s from the rude, macho, thuggish officers who make society dislike policemen en masse. Andrew Nace-Enzminger

Back to school prep

Manhattan: An open letter to the New York City Department of Education! Here we go again, the start of another school year. Are you ready? Do you have enough bus drivers? Do they know the routes? Do you know how many children to expect? Please let us not have another breakdown like last year when children were stranded! God bless you all. I know it’s not easy. Daniel Cahill

Collateral damage

Staten Island: I was moved and saddened by the tears and fears of the children whose immigrant parents were rounded up in Mississippi. The children were the real victims here. Responsibility lies solely and squarely with the parents who knew the risks of breaking immigration laws and working here illegally. They chose to do it anyway and, in doing so, exposed their children to trauma. And then we, the legal citizens, are expected to be outraged when laws are enforced. It’s above my pay grade to figure out how to minimize the trauma the children experienced. Dorothy Gallie

Diversionary tactics

San Francisco: Is there anyone out there who believes it was just a “coincidence” that the ICE raids in Mississippi occurred at the same time that the national discussion was focused on Trump’s inspiration of the El Paso shooter? If so, there is a bridge in Brooklyn that you may be interested in buying. #YetAnotherDeflection. Jimmy Layton

Kneel or stand?

Brooklyn: Re “Stephen Ross will get the pass that Colin Kaepernick never did” (Aug. 11): Sorry, Mike Lupica, but I’m sure there are other ways Kaepernick could champion his political beliefs besides kneeling for the national anthem and disrespecting veterans who fought and gave their lives for America. William Thurlow

A love story

Warwick, N.Y.: About her separation from her husband Miley Cyrus says, “Don’t fight evolution because you will never win.” I was married to the love of my life for 39 years and 291 days. She died in my arms. I miss her every minute of every day. I say love is stronger than evolution or change. Love is eternal. Raymond Klett

Misinformation

Brooklyn: Voicer Sam Soffer’s suggestion that “days since last mass murder” should be posted like “days since last accident” statistics shows a dangerous misunderstanding of the dynamics underlying two very different situations. Accidents are the result of inattention, and are not deliberately designed to create a body count. Victims cannot make themselves safer by knowing how long it’s been since others were killed. Any publicity given to the killer just motivates other dysfunctional people to emulate them. Barbara Krooss

Op-ed dissection

Middle Village: While I am no mental health advocate as Chirlane McCray states she is, I’d like to try and make sense of her Aug. 8 op-ed, “Guns, mental health and truth.” Where exactly are we locking up people with mental illness? Aren’t our city’s mental health facilities almost nonexistent or failing miserably? Our criminal justice system has been forced to deal with mental illness issues because no one else is stepping up. What is her projection going forward to protect innocent lives from someone who purchased a gun to use to kill as many people as possible? And, would you not consider whether that person was of sound mind prior to pulling the trigger? So, was the real point of your opinion an endorsement for someone whom, and here’s the truth, will never be president in 2020?! Michelle Cascone

Team Tita

Floral Park, L.I.: Bravo to Tita Concepcion, a NYCHA resident who exposed Bill de Blasio’s handling of NYCHA over the past several years (“NYCHA is de Blasio’s mess,” op-ed, Aug. 11). Tita explains in detail how public housing under de Blasio has become so broken down that it now needs billions in repairs. Beware, voters, of de Blasio, a professional politician who does not know how to run a city! Robert Damato

No (NY)CLASS

Brooklyn: Re Voicer Edita Birnkrant, executive director of NYCLASS: We need to stop giving a platform to illegitimate organizations like NYCLASS. A horse did not “escape” and “flee” into traffic. A horse trotted away and was quickly brought back to the stable without any injuries or damage done. A horse also did not “collapse.” She quickly moved backwards when her lines (reins) got caught on the carriage and she tripped. She was standing again uninjured about 30 seconds later. NYCLASS shouldn’t be allowed to spin these stories to push Intro 1425. Heat and humidity is not relevant to these incidents, and a “trip” is not a “collapse.” Jill Adamski

Hometown pride

Toms River, N.J.: Re Bob Brody’s Aug. 12 op-ed that President Trump should do a little “bragging about being from Queens” (“The word Trump almost never says”): Hey Bob, I’m not from Queens, but if I were I sure wouldn’t want anyone to know that Trump hails from there too. Just as I’m sure the good residents of Tulsa wouldn’t want David Duke touting “T Town” as his hometown. Gregory Gregg

I concur!

Woodhaven: Thank you, Voicer Ilsa Ruthen, my exact thoughts! Cutting the ammunition is a start. Roseann Hinchey