This is all possible under the leadership of Gov. Cuomo. As attorney general, he championed a nationwide reform of the student loan industry, returning hard-earned cash to the pocketbooks of New York families. As governor, he has made higher education accessible to families through the Excelsior Scholarship, which provides free tuition to families earning up to $125,000 per year at SUNY and CUNY colleges. He has also enacted sweeping protections for student loan borrowers by authorizing DFS to regulate and license student loan servicers that serve New Yorkers.